Privacy Policy, Service Disclaimer and User Agreement of Analytical Investments LLC
By using, accessing, paying, or subscribing to our content, services, or interacting with Analytical Investments LLC’s products in any fashion constitutes a legally binding agreement to this Privacy Policy, Service Disclaimer and User Agreement of Analytical Investments LLC.
Privacy Policy of Analytical Investments LLC
1. Introduction
This Privacy Policy outlines how Analytical Investments LLC ("Company," "we," "us," or "our") collects, uses, stores, shares,
and protects personal information through our website, applications, newsletters, forums, seminars, and subscription services
(collectively, the “Services”). By accessing or using our Services, you agree to the terms of this Privacy Policy.
2. Information We Collect
We may collect and store the following categories of personal data:
Account Information: Name, email address, username, password, and profile settings.
Payment Information: Payment method details processed via secure third-party processors (we do not store full credit
card information).
Usage Data: IP address, device identifiers, browser type, access times, referring URLs, pages visited, and other
technical data.
Communication Data: Emails, survey responses, and user inquiries.
Behavioral Data: Click behavior, time on page, forum activity, and newsletter interaction.
We may combine data from various sources to better personalize services and content.
3. How We Use Your Information
We use collected information to:
Operate, maintain, and improve our Services and user experience.
Personalize content, newsletters, and product recommendations.
Provide customer service and respond to inquiries.
Process and manage payments and subscriptions.
Send service announcements, legal notices, updates, and promotional materials (users may opt out of marketing
communications).
Monitor and enforce compliance with our Terms of Use and policies.
Conduct internal research and analytics to improve AI-driven features and performance.
4. Consent and Legal Basis for Processing
By using our Services, you explicitly consent to our collection, processing, and use of your data as outlined in this Privacy
Policy. This includes sharing data with:
Affiliated partners who support our operations,
Third-party service providers (e.g., payment processors, analytics platforms),
Legal authorities when required by law.You acknowledge and agree that Analytical Investments LLC retains full rights to collect, store, analyze, modify, and reuse
your data (including behavioral data) for commercial, operational, and research purposes. We do not sell your personal data.
5. Cookies and Tracking Technologies
We use cookies, web beacons, pixels, and similar tracking technologies to:
Store user preferences and session data,
Deliver personalized ads and recommendations,
Collect analytics and performance data,
Detect abuse or fraud.
You may disable cookies via your browser settings; however, this may affect site functionality.
6. Data Retention Policy
We retain personal data as long as necessary to:
Fulfill contractual obligations,
Meet legal and regulatory requirements,
Conduct internal analytics and maintain business records.
Even if you delete your account, we may retain non-personalized or anonymized data indefinitely and personal data for a legally
permitted duration.
7. User Rights and Choices
You have the right to:
Access, correct, or delete your personal information via your account settings,
Opt out of marketing communications via provided unsubscribe links,
Request permanent deletion of your account by contacting us (subject to verification),
Request information about data usage or third-party data sharing.
Some requests may be restricted due to regulatory, legal, or operational constraints.
8. Data Security
We implement commercially reasonable safeguards to protect your personal information against loss, misuse, unauthorized
access, or disclosure. However, no system is 100% secure, and we make no guarantees regarding absolute data security.
9. Children’s Privacy
Our Services are not intended for children under 13 years of age. We do not knowingly collect or process personal information
from individuals under 13. If we discover such data has been collected, it will be deleted promptly.
10. International Users
If you are accessing our Services from outside the United States, you acknowledge that your data will be processed and stored in
the United States and subject to U.S. law, which may differ from your jurisdiction's data protection laws.
11. Policy Updates
We reserve the right to update or modify this Privacy Policy at any time. Material changes will be communicated through
appropriate channels. Continued use of the Services after any changes indicates acceptance of the revised terms.
12. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, contact us at:
Email: contact@analyticalinvestments.ai
Service Disclaimer and User Agreement for Analytical Investments LLC
1. Informational and Educational Purposes Only
All content, tools, forums, columns, newsletters, AI-driven analysis, seminars, and educational
resources provided by Analytical Investments LLC (“the Company”) are intended strictly for
informational and educational purposes. Nothing contained on our platform constitutes, or
should be construed as, personalized investment advice, financial advice, legal advice, tax
advice, or the recommendation or offer to buy or sell any security or financial product.
Analytical Investments LLC is not a registered investment adviser or broker-dealer and does not
provide advisory services or solicit securities transactions.
2. No Fiduciary Duty or Client Relationship
No communication, content, or service provided by the Company or its contributors shall
create a fiduciary relationship between the user and Analytical Investments LLC. Your use of the
platform does not establish any adviser-client relationship.
3. No Liability – Use at Your Own Risk
You expressly agree that your use of this platform, including participation in forums, reliance
on AI-generated analysis, attending seminars, or reading any publications, is entirely at your own
risk. To the fullest extent permitted by law, Analytical Investments LLC disclaims all liability for
any damages, losses, claims, or expenses (including indirect or consequential damages) resulting
from:
- Any decision made or action taken by you based on our content,
- Use or misuse of the information provided,
- Any technical malfunction, delay, interruption, or inaccuracy,
- Third-party content or user-generated content hosted or accessible on our site.
All investment activity involves risk, and past performance is not indicative of future results.
4. Hold Harmless & IndemnificationBy accessing our content or attending our seminars, you agree to indemnify, defend, and hold
harmless Analytical Investments LLC, its owners, affiliates, authors, employees, speakers,
licensors, and service providers from and against any and all claims, liabilities, damages, losses,
and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with
your access to or use of our materials or services.
5. Affiliations and Holdings Disclosure
Analytical Investments LLC, its contributors, and affiliates (including William Kelly) may
hold positions in securities mentioned across our content. These positions are disclosed for
transparency and do not influence editorial output. William Kelly is a financial professional with
securities experience and is affiliated with Kelly Financial Services LLC. Johnny Mammon,
co-owner of Analytical Investments LLC, is not a licensed financial advisor.
6. AI-Driven Analysis
Our proprietary AI systems process market data, news, and economic indicators to offer users
unique insights. These are algorithmic outputs, not investment recommendations, and may
contain assumptions or errors. No guarantees are made regarding the accuracy, reliability, or
suitability of these insights.
7. Seminars and Educational Services
Analytical Investments LLC offers educational seminars and workshops intended to enhance
financial literacy. These sessions are for general knowledge purposes only and are not a
substitute for individualized advice. We do not make investment recommendations in seminars.
8. User Responsibilities
Users are responsible for conducting their own research and seeking advice from licensed
financial professionals before acting on any information provided. Reliance on our content
without independent verification is done at your own risk.
9. Subscription ServicesPaid subscriptions ($5/month) grant access to exclusive analytical content.
This content is still
general, non-personalized, and informational in nature. No refunds are issued for dissatisfaction
based on financial outcomes.
10. Forums and User-Generated Content
Our forum is an open community platform. Posts may not be reviewed or verified before
publication. Users are solely responsible for their posts, interactions, and any investment
decisions influenced by forum content. Analytical Investments LLC is not liable for user conduct
or third-party commentary.
11. Opinion-Based Columns
Columns hosted on our platform reflect the personal views of individual authors. These are not
official statements from Analytical Investments LLC. We do not verify all factual claims and
assume no responsibility for user reliance on these opinions.
12. Limitation of Liability
In no event shall Analytical Investments LLC, its owners, authors, agents, licensors, partners,
or affiliates be liable for:
- Any direct, indirect, incidental, special, or consequential damages,
- Loss of profits, data, goodwill, or other intangible losses,
- Any content errors, delays, omissions, or inaccuracies,
- Unauthorized access to or alteration of your transmissions or data.
13. Intellectual Property
All content, graphics, code, logos, analytics, and proprietary tools are the exclusive property of
Analytical Investments LLC or its licensors. Unauthorized copying, distribution, resale, reverse
engineering, or derivative use is strictly prohibited and gives us the right to take legal action.
14. Privacy & Data PolicyBy using this website, you agree to our [Privacy Policy] and consent to reasonable data
collection, analytics, cookies, and communications as described therein. We do not sell your
personal data. Users can manage preferences and opt-out mechanisms through their account.
15. Governing Law and Jurisdiction
This Agreement is governed by the laws of the State of Rhode Island, USA. Any legal dispute
shall be exclusively resolved in state or federal courts located in Rhode Island.
16. Severability
If any part of this agreement is found to be unlawful, invalid, or unenforceable, all remaining
provisions shall remain fully enforceable.
17. Modifications and Amendments
Analytical Investments LLC reserves the right to modify this Agreement at any time. Users
will be notified of material changes. Continued use of the platform constitutes acceptance of the
updated terms.
18. Entire Agreement
This document constitutes the entire agreement between the user and Analytical Investments
LLC, superseding all prior understandings, agreements, or representations. Failure by the
Company to enforce any provision shall not be deemed a waiver of that or any other right.